The Fund Family Interviews #004 – Kesley and Ryan

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Part of becoming financially independent is to create a team around you that will help you achieve success. The purpose of the fund family interviews is to help you get to know people who are doing the right things to become financially independent. Our goal is that you will find people that will inspire you to do better. Their stories will vary, but all will have something to say that will help you in your own personal journey. To see past interviews, go here.

Personal

Today’s interview is with Kesley and Ryan Bench

Name: Kesley and Ryan Bench

Age: 22

Your home location: Provo, Utah

Career/Source of regular income: Kesley: Nanny Ryan: Carpentry

What do you do for fun?  K: I play soccer and read R: Play sports, listening/playing music

microphone

Success Tips

What has led to your success?

K:Working hard. But also having people around me who are always supporting me

R: Having goals that I can achieve on a weekly, monthly and yearly basis

Advice to people trying to achieve success?

K: Having a goal at what they are trying to achieve, and then working hard to get it done.

R: Know what you want. Not knowing what you want in life makes it hard to truly have success.

How do you measure success?

K: If I accomplished my goals. Or if I gave my all

R: If you do the best you can and learn as much as you can along the way.

What are your success habits?

K: Always giving it my all

R: I have a schedule that I try to stick to weekly that I have saved on my phone

Financial Independence/Retirement Plans

What does financial independence (FI) mean to you?

K: Being able to have enough income from outside sources that we don’t have to work anymore.

R: I’ll echo what Kesley said and add to spend less than what we make.

Do you have plans for financial independence/retirement?

K: We don’t have a specific goal in mind, but sooner rather than later.

R: I don’t have a goal right now

Why do you want to achieve retirement/financial independence?

K: Because I want to retire early so I can travel, or spend time with family. Without the stress of working.

R: So I can pursue other hobbies and develop my talents in woodworking, piano, etc.

If you had to start over, what’s the most important thing you would focus on?

K: I mean I’m pretty young as it is, but I do wish I would have started saving earlier, even when I was in high school.

R: Invested earlier  

Do you have a budget? If so, how do you implement it?

K: I do, my husband and I use the app EveryDollar and we stick to it every month.

R: Yes, we’ve done it through trial and error, but now it’s a habit.

Do you give to charity? Why or why not? If you do, what percent of time/money do you give?

K & R: Yes we give %10 of our income to our church

That wraps our interview with Kesley and Ryan. If you have questions for them, feel free to comment below. If you are interested in being featured on the fund family interviews, leave us your info on our contact page.

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